Workers’ Compensation Lawyer

Workers’ Compensation Claims Are Often Complicated

While the Workers’ compensation insurance provider is paid specifically to cover claims like yours, obtaining just compensation is not quite as simple as it may seem. The insurance company is in the business of making money, which means it is motivated by profits. Part of keeping its profits robust includes keeping claim settlements low, which – you can rest assured – it is adept at doing. Some of the tactics that the insurance company covering your claim may attempt to employ and that you should be on the lookout for include:

• Denying your claim outright in the hope that you will simply walk away
• Making the claims process so lengthy and/or complicated that you want to give up
• Attempting to identify a preexisting condition that limits the insurance company’s liability
• Questioning the severity of the injuries you claim you have suffered

You’re injured and vulnerable, which makes coping with the insurance company’s mercenary tactics that much more difficult. Sadly, the insurance company is counting on this. 

Common Injuries on the Job

According to Insurance Journal, the following injuries on the job are most common:

• Strains and sprains, which make up a full 30 percent of all workplace injuries and which account for those injuries caused by repetitive motion
• Cuts or punctures, which make up 19 percent of all workplace injuries
• Contusions, which make up for 12 percent of all workplace injuries
• Inflammation, which makes up 5 percent of all workplace injuries
• Fractures, which make up 5 percent of all workplace injuries

Any one of these injuries can prove exceptionally painful and serious – and can keep you off the job for a considerable amount of time.